Open a registered account
Need help opening an account?
Is this Registered Plan right for you?
Right for you if you:
- Plan on making a contribution to your RRSP to reduce your taxable income while your investments grow on a tax-deferred basis
- Understand the maximum you can contribute each year as set by the Canadian Government, which depends on your income
- Have funds in an RRSP that are eligible for programs that can help you buy your first home or pay for education for you, your spouse, or your common-law partner
May not be right for you if you:
- Do not have available contribution room
- Are turning 71 this year - since you can only hold and contribute to an RSP until the year in which you turn 71
Scotia iTRADE makes it easy to apply for most registered account online
- First Home Savings Account (FHSA)
- Life Income Fund (LIF)
- Locked-In Retirement Savings Plan (LRSP)
- Locked In Retirement Account (LIRA)
- Restricted Life Income Fund (RLIF)
- Registered Retirement Income Fund Account (RRIF)
- Registered Retirement Savings Plan (RRSP)
- Spousal Registered Retirement Income Fund Account
- Spousal Registered Retirement Savings Plan (RRSP)
- Tax-Free Savings Account (TFSA)
Apply easily online
Or download the forms to do it offline
Tax-Free Savings Accounts (TFSA)
A flexible investment account that helps you earn tax-free income
Registered Retirement Savings Accounts (RRSP)
A tax-efficient way to save for retirement
Registered Retirement Income Accounts (RRIF)
Provides you with a set yearly income, once you turn 71
Registered Education Savings Plans (RESP)
An attractive way to save for your child's post-secondary education