Scotia iTRADE non-registered accounts

Available in both Canadian and US dollars

Save for your future with fewer restrictions.

A non-registered account can play an important role in your overall investment strategy enabling you to invest an unlimited amount of money in an array of investments.


  • Flexibility – No contribution or withdrawal limits
  • Liquidity
  • Allows you to save for short and long term goals

At a glance

  • Invest in equities, mutual funds, ETFs, fixed income, exchange traded options and more
  • Subject to annual taxes
  • Forms an important part of your investment strategy

Types of accounts

To help you reach all of your financial goals, Scotia iTRADE offers you a great range of non-registered accounts for you to choose from.

Scotia iTRADE cash account

This account is ideal if you intend to settle your trades with cash. You can withdraw cash from your account at any time. Some considerations:

  • The full amount required for all payments for trade purchases must be in your Scotia iTRADE account

  • Funds required for the first trade purchase can be easily transferred from any of your banking accounts into the cash account before the order is placed.

Scotia iTRADE margin account1

With a Scotia iTRADE Margin Account, you can increase your buying power by borrowing money against investments in your account. For example, if the security qualifies for margin, you could borrow a percentage of the cost to purchase the security at a competitive interest rate. 
Please note that minimum equity requirements apply to all Margin Accounts. 

Frequently asked questions