Diversify your registered investments

Take advantage of investment opportunities in U.S. markets with Scotia iTRADE® U.S. dollar registered accounts1, which allow you to hold U.S. cash and securities in your registered account(s). 


  • No currency conversion costs1 when buying or selling U.S. denominated securities in the U.S. dollar side of your registered account
  • Hedge against currency fluctuations by holding U.S. dollars
  • Trade and hold securities and receive dividends in the U.S. side of your account

Accounts with a U.S. dollar side

  • Registered Retirement Savings Accounts (RRSP)
  • Tax-Free Savings Accounts (TFSA)
  • Registered Retirement Income Accounts (RRIF)
  • Locked-in Retirement Accounts (LIRA) 
  • Locked-in Retirement Savings Plan (LRSP)

Note: Registered Education Savings Plans (RESPs) are not available in U.S. dollars, however, Scotia iTRADE offers a U.S.-Friendly RESP that provides many of the same benefits of U.S. dollar registered accounts when saving for your child’s education.

U.S.-Friendly Registered Education Savings Plan (RESPs) 

For a flat fee of $30 per calendar quarter per account, enrollment in a U.S.-Friendly RESP allows you to save for your child’s education, while taking advantage of trading U.S. denominated securities, without paying a retail foreign exchange spread2 in your Canadian denominated registered account. 

Learn more about U.S.-Friendly RESP


  • No foreign exchange costs when buying or selling U.S. denominated securities in your registered account
  • Can be applied to any RESP account at any time
  • Easy to enroll in a few simple steps

How to enroll

  • Log on to Scotia OnLine
  • Go to Manage My Accounts > Additional Services
  • Click on "Service Request" and select "Enroll Registered Account(s) in the U.S.-Friendly RESP Account Service"

Frequently asked questions