Invest with Scotia iTRADE

Get up to $5,000 cash and up to 500 free trades by funding a new or existing Scotia iTRADE account from another financial institution*.

 By September 12, 2025 using offer code SUM25.

Scotia iTRADE® has everything you need to invest in one place. Quick access to real-time market research‡, personalized notifications, mobile app and more... Scotia iTRADE is the stuff investor’s dreams are made of.

To top it all off, now you can take advantage of our offer.

What you need to do

Step 1

Open a new account by September 12, 2025 using offer code SUM25.

 

Alternatively, enroll an existing account below.

Step 2

Fund a new or existing account with the qualifying amount by October 3, 2025.

Step 3

Hold your funds in your account until April 30, 2026.

What you will receive

Cash reward

Receive your cash by May 29, 2026.

Free trades

 

If you qualify, receive your free trades rebate by May 29, 2026.

The more you invest, the more you can receive*.

Qualifying amount Deposits from other financial institutions
Cash Free Trades
$2,500 - $4,999 $75 20
$5,000 - $24,999 $125 35
$25,000 - $49,999 $250 50
$50,000 - $249,999 $400 65
$250,000 - $499,999 $600 100
$500,000 - $999,999 $1,200 150
$1,000,000 - $1,999,999  $2,500 300
$2,000,000 + $5,000 500

Complete this form to enroll an existing account

You may also complete this form if you would like to be contacted by Scotia iTRADE about this offer. Alternatively, call 1-888-769-3723 (Monday - Friday, 8:30 a.m. - 5:30 p.m. ET).

Exclusive programs and special offers

Commission-free ETFs†

Balance your portfolio by diversifying. Get $0 commission on an extensive selection of ETFs††.

Trade Pro

Advanced, customizable and powerful tools for complete control of your online trading. Trade Pro is a premium online trading platform with powerful tools for equity and options trading so you benefit from complete control, flexibility and in-depth analysis when making your trades and investments. 

Open an account

It's here.

The easy and intuitive Scotia iTRADE app.

* Conditions apply. Offer valid for new and existing Scotia iTRADE® clients and applies to new or existing accounts.

How to Qualify for the tiered cash + free trades offer 

If you

(i) open and enroll in this offer with one or more new or existing Scotia iTRADE account(s) (each, an “Account”) by September 12th, 2025 and fund the Account(s) by October 3rd, 2025 with at least the equivalent of   CAD $2,500/$5,000/$25,000/$50,000/$250,000/$500,000/$1,000,000/$2,000,000+ with net new value in cash or/and assets (cheque deposit, electronic funds transfer or transfer of assets) (“Qualifying Amount”) from an account held at a financial institution outside of the Scotiabank Group of Companies, as defined below (“External Transfer-in”) and

(ii) then maintain the Qualifying Amount in assets that you deposited in your Account(s) (subject to the Qualifying Amount calculation condition) during the entire period starting on the later of June 16, 2025 and the date of funding the Account(s)  and ending on  April 30th, 2026,  then an amount equal to  CAD $75/$125 /$250 /$400 /$600 /$1,200 /$2,500 /$ 5,000 (respectively, based on the Qualifying Amount funded, subject to the Qualifying Amount calculation condition) will be deposited directly into your applicable account by May 29th, 2026. The cash reward will be deposited into your non-registered account, and if you don’t have non-registered accounts then into your registered account.

In addition to the cash reward, you will receive a rebate for the commissions associated with 20/ 35 /50 /65 /100 /150 /300 /500 eligible commissionable trades, up to a maximum of $9.99 per trade. The rebate relating to options will be applied to base commissions only. The rebate will be applied to the account in which you have placed the trades, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) by May 29, 2026. 

Eligible commissionable trades include stocks, ETFs, Mutual funds, fixed income and options placed across all client’s Scotia iTRADE accounts from the date of funding the account with the minimum equivalent of CAD $2,500 till April 30, 2026. 

Any transfers-in from an account within the Scotiabank Group of Companies are excluded from this offer. 

“Scotiabank Group of Companies” means The Bank of Nova Scotia and all of its subsidiaries and affiliates (including, but not limited to, Scotiatrust®, ScotiaMcLeod®, Scotia iTRADE, Private Investment Counsel, 1832 Asset Management L.P., MD Financial Management, Jarislowsky, Fraser Limited and Tangerine).

Cash and Cash + Free Trades incentives breakdown:

 

Funding Tier External Transfer In
Cash Free Trades
$2,500 - $4,999 $75 20
$5,000 - $24,999 $125 35
$25,000 - $49,999 $250 50
$50,000 - $249,999 $400 65
$250,000 - $499,999 $600 100
$500,000 - $999,999 $1,200 150
$1,000,000 – $1,999,999 $2,500 300
$2,000,000+ $5,000 500

 

Qualifying Amount calculation condition for the tiered cash and free trades offer 

Qualification will be based on the combined net new assets in all eligible accounts held by a client that were transferred in External Transfers-in. If you withdraw or transfer out assets from any of your Scotia iTRADE accounts at any time during the period starting on the later of June 16th, 2025 and the date of funding the Account(s)  and ending on April 30th, 2026 (“Qualifying Period”), the amounts of such assets will be subtracted from the value of your Qualifying Amount for the purposes of determining your entitlement for the specific amount of the cash reward and free trades.

Example:
Client deposits $100,000 in External Transfers-in before October 3rd, 2025 and then withdraws $40,000 during the Qualifying Period from any of their Scotia iTRADE accounts. 

 

External Transfer In $100,000
Transfer Out -$40,000
Qualification Amount
  $60,000
Cash Reward and Free Trades 
Cash  $400
Free Trades 65
Total Reward $400 + 65 free trades
 
General Terms and Conditions
1
New or existing clients opening a new account must enter the promotional code SUM25 for the cash + free trades offer (if applicable) when submitting the new account application to enroll by September 12th, 2025.
2
Existing clients who fund an existing account must complete the online form at www.scotiaitrade.com/summer25  by September 12th, 2025 to enroll and fund their account by October 3rd, 2025.
3
Eligible commissionable trades include stocks, ETFs, Mutual funds, fixed income and options (base commission only) placed across all client’s Scotia iTRADE accounts from the earlier of June 16, 2025 or the date of funding of the account with the minimum equivalent of $2500 till April 30th, 2026. 
4
The reimbursed base commission up to $9.99 per trade will be applied to the account in which you have placed the trade, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) by May 29th, 2026, to a maximum amount of $9.99 per trade
5
Non-personal accounts have to be enrolled separately from personal accounts.  Once you enroll one or more new personal account(s) all your Scotia iTRADE personal accounts will be considered to be enrolled for the purpose of the Qualifying Amount calculation condition. Once you enroll one or more new non-personal account(s) all your Scotia iTRADE non-personal accounts will be considered to be enrolled for the purpose of the Qualifying Amount calculation condition.
6
Any request to enroll received after September 12th, 2025, will not qualify for this promotion. To qualify for this offer, you must maintain all of your accounts at Scotia iTRADE in good standing, not be in a disallowed debit position and not have any outstanding margin calls due. This offer has no cash redemption value. This offer cannot be transferred or combined with StartRight and Affinity offers or with any targeted special offers run during the same time period when this offer is valid. 
7
For clients enrolled in two overlapping offers (the offer ending April 30th, 2026, and the offer starting June 16th, 2025), for the period between June 16th, 2025 and April 30th, 2026 only, any amounts of transfers-out will be applied to the calculation of the Qualifying Amount for the latest offer, which starts on June 16th, 2025. If the amount of the transfers-out during this period is greater than the amount of transfers-in during this period, then the difference will be applied to the calculation of the Qualifying Amount for the earlier promotional offer.
8
Clients participating in other Scotia iTRADE offers will receive free trade rebates they are eligible for under the other offers before receiving any free trades they are eligible for under this offer. 
9
For any transfer-in of US funds or US securities, the foreign exchange rate applicable on the date of such transfer-in will be used for calculating the funded amount in Canadian dollars.
10
RESP Grants, interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to qualify accounts.
11
Limited to one offer per client for all such client’s personal accounts and one offer per client for all such client’s non-personal accounts. In case of joint account(s) only the primary account holder will be entitled to receive cash back and free trades.
12
Scotia iTRADE reserves the right to charge you all or part of the trade commissions, if the conditions of the offer, including but not limited to, the requirement to maintain the appropriate Qualifying Amount in your Account(s) during the Qualifying Period, are not complied with. Scotia iTRADE reserves the right to modify and/or cancel this offer at any time without notice in its sole discretion.
There may be tax implications associated with the payment of the cash reward into your Scotia iTRADE account(s). Scotia iTRADE will not be issuing clients a tax slip to report the cash reward paid. You will be solely responsible for any required tax reporting and any tax consequences associated with the offer. Please consult with your accountant or personal tax advisor for more information and additional guidance.
†
Refers to Scotia iTRADE's brokerage commission for online trade execution only. Does not take into account fees, charges, expenses or commissions imposed by the fund companies, all of which can be associated with ETF investments. You should carefully consider the fund's investment objectives, risks, fees, charges, expenses and commissions before investing. The prospectus contains this and other important information about the fund. Please read the prospectus carefully before investing. Funds are not guaranteed, their values change frequently and past performance may not be repeated. In order to qualify for our "commission-free ETFs" offer ("Eligible ETFs") trades of Eligible ETFs must be placed online or by phone via Teletrader. You will be charged our regular equity commission depending on the pricing tier for which you qualify (see online fee schedule) on the sale of any Eligible ETFs held for less than 1 business day. Add $65.00 for telephone representative-assisted trades. Scotia iTRADE reserves the right to modify or cancel this offer at any time without notice.
††
Please note that this list of Eligible ETFs is subject to change without notice. The links to the ETF issuers’ websites are provided as a convenience only and are not to be construed as investment advice or as a recommendation to buy, sell or hold any particular security or to follow any particular investment strategy. No ETF product, or any information provided by or available through any ETF provider, or through any of their respective websites, has been endorsed, validated or approved by Scotia Capital Inc. or its affiliates, and neither Scotia Capital Inc. nor any of its affiliates is responsible or liable therefore, or for any third-party products, services, opinions, information or prospectus content of any ETF providers. Scotia iTRADE does not provide investment advice or recommendations, and you are responsible for your own investment decisions.
‡
All research, analysis, charting, reports, estimates, commentary, information, strategies, data, opinions and news (collectively, the "Research") are provided to you for general informational purposes only and do not address the circumstances of any particular investor. Except for Scotiabank Global Banking and Markets research, all Research has been prepared and supplied by independent third parties that are not affiliated with Scotia Capital Inc. or any of its affiliates, and accordingly may not have been, and no representation is made that such Research has been, prepared in accordance with Canadian disclosure requirements. Neither the Research nor the profiles of the third party research providers have been endorsed or approved by Scotia Capital Inc., and Scotia Capital Inc. is not responsible for the content thereof or for any third party products or services. Scotiabank Global Banking and Markets research is provided by Scotia Capital Inc. Scotia Capital Inc. and/or its affiliates may have acted as financial advisor and/or underwriter for certain of the corporations mentioned in the Research and may have received and may receive remuneration for same. Scotia Capital Inc., its affiliates and/or their respective officers, directors and/or employees may from time to time acquire, hold or sell securities mentioned as principal or agent. Nothing in the Research constitutes a recommendation by Scotia iTRADE to buy, sell or hold any security discussed therein, and the Research neither is, nor should be construed, as an offer, or a solicitation of an offer, to buy or sell securities by Scotia iTRADE. Scotia iTRADE does not make any determination of your general investment needs and objectives, or provide advice or recommendations regarding the purchase or sale of any security, financial, legal, tax or accounting advice, or advice regarding the suitability or profitability of any particular investment or investment strategy. You will not solicit any such advice from Scotia iTRADE and in making investment decisions, you will consult with and rely upon your own advisors and not Scotia iTRADE. You are fully responsible for any investment decisions that you make and any profits or losses that may result. Any opinions, views, advice or other content provided by a third party are solely those of such third party, and Scotia Capital Inc. neither endorses nor accepts any liability in respect thereof. No endorsement or approval by Scotia Capital Inc. or any of its affiliates of any third party product, service, website or information is expressed or implied by any information, material or content contained in, available through, included with, linked to or referred to in the Research, on the Scotia iTRADE website or in any other Scotia iTRADE communication. Neither Scotia Capital Inc. nor its affiliates accept any liability for any investment loss arising from any use of the Research or its contents. Scotia iTRADE is a division of Scotia Capital Inc.